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Fractional Home Ownership
A Smarter, Affordable Way to Own Real Estate, With Real Equity, Shared Costs, and Full Control
Owning a home shouldn’t feel impossible. With the rising cost of real estate, many buyers, families, and investors are searching for a smarter, more affordable way to enter the property market. Fractional home ownership offers exactly that, a legally structured, financially efficient solution that lets you own a real home, build equity, and share the cost with other like-minded co-owners.
At CoHome, we make fractional home ownership simple, secure, and accessible. Whether you want a place to live, a property to invest in, or a hybrid of both, our co-ownership model gives you the flexibility and financial freedom traditional ownership cannot match.
What Is Fractional Home Ownership?
Fractional home ownership offers a modern, streamlined way to purchase real estate by sharing ownership of a property with other buyers. Instead of covering the full cost of the down payment, mortgage, taxes, and upkeep, you buy a percentage of the home. In return, you gain true equity, usage rights, and a proportional share of rental income or appreciation.
Unlike a timeshare, this model gives you real ownership through an LLC structure, where each buyer becomes a member of the LLC that owns the property. This provides clear rights, strong legal protection, and a reduced financial commitment, making homeownership far more attainable for many today.
Our Fractional Home Ownership Services
Fractional Ownership Properties for Sale
We curate high-potential properties in prime markets, vetted for appreciation, rental demand, and long-term value. Choose the share percentage that fits your budget and goals.
Shared Cost, Full Equity Advantage
Reduce financial burden while retaining real equity. All expenses—mortgage, taxes, insurance, maintenance—are proportionally shared among co-owners.
Co-Ownership Home Purchase Support
We handle legal structure, LLC formation, agreements, governance, maintenance coordination, and financial transparency. Ownership without complexity.
Managed Property Operations
We take care of maintenance, rentals, scheduling, and all day-to-day operations so you enjoy stress-free ownership.
Exit & Marketplace Selling
After 12 months, list your share on our marketplace. We assist with buyer matching, paperwork, and maximizing your resale value.
Who Should Choose
Fractional Home Ownership?
First-Time Homebuyers
Enter the market sooner. Lower your down payment. Reduce monthly costs. Build equity from day one.
Real Estate Investors
Want passive income without landlord responsibilities? This model lets you own rental homes, diversify your portfolio, and grow wealth through appreciation.
Families & Students
Perfect for families who need housing near campuses or major cities but don’t want full property costs. Use the home, rent it when unused, and sell your share later.
Friends, Siblings & Shared Buyers
Sharing ownership of a house with friends or family becomes safer and conflict-free with our legal structure. You own together, but with defined protections.
How Fractional Home Ownership Works
Explore Co-Ownership Properties
Browse curated fractional ownership properties for sale in high-demand markets.
Choose Your Ownership Percentage
Select the share that matches your budget and goals, from 10% to 50% or more.
Property Purchased Through an LLC
Each home is held in a dedicated LLC. Co-owners receive membership interest equal to their share for clear ownership and legal protection.
Use It or Rent It Out
Enjoy personal stays, earn rental income, or choose a hybrid approach. Your usage aligns with your ownership percentage.
Sell Your Share Anytime After 12 Months
List your share on our marketplace and get matched with buyers quickly at market value.
Benefits of Fractional Home Ownership
Affordable Entry Into Real Estate
Split costs. Reduce down payments. Start owning now, not years later.
Real Equity Growth
As the home appreciates, your share appreciates. Unlike timeshares, you’re building wealth.
Passive Rental Income
Earn income monthly based on your ownership percentage.
No Landlord Duties
We handle everything: maintenance, repairs, tenant management, and financial reporting.
Risk Mitigation
All major expenses are shared proportionally among co-owners. No single owner carries the burden.
Clear Legal Protection
LLC-based co-ownership ensures every owner has defined rights, dispute guidelines, and full transparency.
Types of Fractional Ownership Properties Available
Residential Single-Family Homes
Ideal for first-time buyers and families.
Investment Rental Properties
Great for long-term passive income.
Student Housing Homes
Perfect for families who want secure, affordable, long-term housing.
Costs, Fees & Financial Clarity
Upfront Costs
- Cost of your ownership share
- Closing fees
- One-time onboarding fee
Ongoing Costs
All divided proportionally among co-owners:
- Mortgage
- Property tax
- Insurance
- Maintenance
- Repairs
- Utilities
- Property management fee
Income Distribution
If rented, you earn income based on your percentage of ownership. Quarterly payouts make it simple and predictable.
Why Choose Us Over Other Co-Ownership Platforms
Personal Use + Investment
Most competitors focus on one or the other; we offer both.
Lower Minimum Entry
Affordable shares open doors for more buyers.
Clear, Legal Ownership
Clean LLC structure, strong governance, documented voting rights.
Easy Exit Process
Our marketplace for co-owned homes makes selling your share simple.
Fully Managed Properties
We handle everything, unlike marketplaces that leave you on your own.
Start Your Fractional Home Ownership Journey Today
Whether you're looking to buy your first home, diversify your investments, or reduce the cost of ownership, shared property ownership opens the door to real estate in a smarter, more accessible way.